Do your homework and don't get suckered! 
If a salesman is really pushing a mutual fund or some insurance, you can bet that he's going to make a big commission (get money) on the deal...  And you can also bet that this will not be a good investment for you.

You are a smart person and this is not rocket science...  You have the internet at your disposal to do all the learning and research you can.  You're already off to a great start by being on this site.  When you want to start your investing, go to Morning Star and use their resources to buy the best.  A fool and his money are soon parted...  So, don't be a fool, be a FREAK!

Don't blow your money on stupid stuff! 
Do you start your morning with a $3 latte and a $1.50 muffin?  (Which, btw, have no food value whatsoever.  Hey, a candy bar will give you the same thing and cost a lot less.)  Do you smoke a pack a day?  (Don't GET me started on this one!)  What if you gave it up and saved it? 

That would be $135 a month...  Let's invest it at 10% for 45 years...  You'd have $1,415,137.73!  Yes, that's 1.4 million dollars -- which is a lot better than fat hips or black lungs! 

Be sure to check out my Give-It-Up-to-Get-Rich calculator.  See what you can give up to get rich!

Buy real estate! 
Things go up and things go down, but in the long run, there isn't much that goes up as much as real estate does!  Buy a house or condo as soon as you can.  If you can't do this yet, buy mutual funds that specialize in real estate (REIT's).  Better yet, do both!