Do your homework and don't get suckered! 
If a salesman is really pushing a mutual fund or some insurance, you can bet that he's going to make a big commission (get money) on the deal...  And you can also bet that this will not be a good investment for you.

You are a smart person and this is not rocket science...  You have the internet at your disposal to do all the learning and research you can.  You're already off to a great start by being on this site.  When you want to start your investing, go to Morning Star and use their resources to buy the best.  A fool and his money are soon parted...  So, don't be a fool, be a FREAK!

Don't blow your money on stupid stuff! 
Do you start your morning with a $3 latte and a $1.50 muffin?  (Which, btw, have no food value whatsoever.  Hey, a candy bar will give you the same thing and cost a lot less.)  Do you smoke a pack a day?  (Don't GET me started on this one!)  What if you gave it up and saved it? 

That would be $135 a month...  Let's invest it at 10% for 45 years...  You'd have $1,415,137.73!  Yes, that's 1.4 million dollars -- which is a lot better than fat hips or black lungs! 

Be sure to check out my Give-It-Up-to-Get-Rich calculator.  See what you can give up to get rich!